Admissions line answered 24/7. (603) 769-8981

Verify Insurance
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Clear Steps Recovery

Insurance

Insurance Accepted in New Hampshire

Insurance plans accepted at Clear Steps Recovery in Londonderry, NH. Ambetter, BCBS, Harvard Pilgrim, Tufts, TRICARE, VA Community Care & more. Free verification.

New Hampshire coverage

Coverage check

Check my coverage.

No card needed. Admissions checks your benefits with the carrier and calls you back with what your plan covers.

We call within minutes during the day. Need an answer now? The line is answered 24/7. Call (603) 769-8981

Step 1 of 2

Checking coverage in New Hampshire. Your name and a mobile number is all we need to start.

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How it works

How Insurance Verification Works

There is no cost for insurance verification and no obligation to begin treatment. We believe everyone deserves to know their options.

  1. Step 1

    Call or submit the form

    Call us at (603) 769-8981. No cost. No obligation.

  2. Step 2

    Share your insurance info

    Provide your insurance card information, front and back, plus the subscriber's date of birth.

  3. Step 3

    We verify your benefits

    Our admissions team verifies your benefits directly with the carrier, typically within minutes.

  4. Step 4

    We explain your coverage

    We explain exactly what your plan covers, including any co-pays or deductibles. If you're ready, we can schedule your intake the same day.

Plans we accept

Insurance Plans We Accept in Londonderry, NH.

Clear Steps Recovery accepts most major New Hampshire commercial and Medicaid managed-care plans at our Londonderry program. Our admissions team verifies your coverage and explains your benefits before you begin, at no cost and no obligation.

  • Ambetter Health
  • AmeriHealth
  • Blue Cross Blue Shield
  • Harvard Pilgrim
  • NH Healthy Families
  • Point32Health
  • TRICARE
  • Tufts Health Plan
  • VA Community Care
  • WellSense Health Plan

*VA Community Care: approved provider for veterans (NH).

New Hampshire coverage

Understanding Your New Hampshire Coverage

Every New Hampshire plan is different, so the fastest way to know what applies to you is a free benefits check. Here is how coverage generally works for Granite State residents.

  1. NH Medicaid

    Granite Advantage covers treatment

    Substance use treatment is a covered NH Medicaid benefit, including the Granite Advantage program, delivered through plans such as WellSense, NH Healthy Families, and AmeriHealth Caritas NH. Call and we will confirm your benefits at our Londonderry program.

  2. Marketplace

    New Hampshire uses the federal exchange

    NH does not run its own marketplace; residents buy ACA and individual plans through HealthCare.gov. Common carriers include Anthem Blue Cross Blue Shield, Harvard Pilgrim, Ambetter, and Point32Health.

  3. Parity

    Federal parity protections apply

    Under federal parity law, most NH plans must cover addiction treatment on par with medical and surgical care, without higher copays or stricter limits on substance use treatment.

  4. Veterans

    VA Community Care and TRICARE

    We are an approved VA Community Care provider for New Hampshire veterans and work with TRICARE for active-duty and retired military families across the state.

Plans we work with

Your plan, explained for New Hampshire.

Each page covers what that plan typically covers at our Londonderry program, how prior authorization and copays usually work, and the questions people ask most. Coverage depends on your plan, so every page ends with the same free benefits check.

Anthem Blue Cross Blue ShieldHarvard Pilgrim and Tufts (Point32Health)TRICARE and VA Community CareNH Medicaid: WellSense, NH Healthy Families, AmeriHealth CaritasAmbetter from NH Healthy Families

Frequently asked

Insurance questions people ask in New Hampshire

How much does rehab cost in New Hampshire with insurance?
Your share is your deductible, copay or coinsurance, and the rest is billed to the plan. Day Treatment (PHP) has the most clinical hours and the highest billed amount, IOP about half, and the Outpatient Program is billed per session like a therapy visit. Federal parity law requires most New Hampshire plans to cover addiction treatment on par with other medical care. Admissions verifies your exact benefit with the carrier at no cost before anything is scheduled.
Is Anthem leaving New Hampshire?
No. What changed is narrower: Anthem withdrew its individual Medicare Advantage plans in New Hampshire for 2026, according to the New Hampshire Insurance Department. Anthem Blue Cross Blue Shield employer, individual and marketplace health plans continue, and Clear Steps Recovery is listed in Anthem's published New Hampshire marketplace provider network file for 2026 and 2027. We are not in network with Medicare in any case. If you have an Anthem plan, call and we will check it.
Does Anthem cover New Hampshire?
Yes. Anthem is the Blue Cross Blue Shield licensee for New Hampshire, and Anthem Blue Cross Blue Shield is on the list of plans accepted at our Londonderry program. Employer plans run their own networks, so we confirm your exact plan against our contract during the free benefits check. If your Blue Cross card comes from another state, most BCBS plans still process care in New Hampshire through the BlueCard program, and admissions checks that too.
Does Blue Cross Blue Shield pay for inpatient rehab?
Most Blue Cross Blue Shield plans cover inpatient and residential treatment when it is medically necessary, almost always with prior authorization, and the same is true of detox. Clear Steps Recovery is an outpatient provider with no residential beds, so if you need inpatient care or detox first we help arrange it with a partner facility and plan your step into Day Treatment or IOP afterward. For our levels of care, Anthem Blue Cross Blue Shield is accepted in Londonderry.
How do I check if a provider is in network?
Three ways. Call the member services number on the back of your card and ask about the specific provider, search your plan's online provider directory, or let us do it: admissions verifies your benefits directly with the carrier in minutes at no cost and tells you whether we are in network for your plan at our Londonderry program, along with your deductible and copay. In network means the plan has a contract with the provider, so you pay less.
What if I have no insurance in New Hampshire?
Call anyway. New Hampshire Medicaid, through Granite Advantage plans such as WellSense, NH Healthy Families and AmeriHealth Caritas NH, covers substance use treatment at our Londonderry program, and admissions can tell you whether you may qualify. The Doorway NH, reached by dialing 211, is the state's free, round-the-clock entry point to treatment with or without insurance. Self-pay arrangements are handled case by case, with a specific figure before anything is scheduled.
Do you accept Medicare in New Hampshire?
We are not in network with Medicare at this time. If Medicare is your primary insurance, FindTreatment.gov, the federal treatment locator, can point you to New Hampshire programs that accept it. If you have another plan alongside Medicare, such as an employer plan, call and we will check it, and veterans can ask about VA Community Care, which we accept at both centers.

Cost

What will I actually pay?

What insurance typically pays at each level of care, MassHealth and NH Medicaid in general terms, and how self-pay works, on one page.

Cost and payment

Don't see your provider?

Free, confidential, no obligation.

Don't see your insurance listed? We may still be able to work with your plan. Call (603) 769-8981 and our team will check your benefits within minutes.

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